What to Expect

Our #1 Priority is you!  Your assets are yours, and every decision is made with this priority in mind.  From your very first phone call to a lasting partnership with us, our efforts are focused on getting to know you and building an understanding of your priorities.  You can expect us to:

* Listen to your interests

* Ask questions to uncover issues

* Understand your needs & concerns

* Evaluate your personal situation

* Offer constructive guidance

* Consider multiple options

* Explain the solution(s)

* Set a proper course

* Monitor progress

Initial calls or office visits are always complimentary.  We suggest scheduling an in-office meeting of approximately 45 minutes.  During this time we will have a chance to get to know one another and to discuss any issues, priorities, or concerns you may have.  For financial planning, we will schedule a more in-depth follow-up meeting to begin to address your specific needs and goals.  In many cases we will offer you our Client Profile Worksheet to help you better organize your current financial information and to assist you in explicitly identifying your financial risks and priorities.

Follow-up Meetings.  Here is where we discuss and review the details and particulars of your insurance and/or financial needs, concerns, investment holdings, etc.  The itinerary during this session is primarily fact-finding in nature, so we encourage you to provide us with a copy of your current investment account statements, as well as any other relevant information pertaining to your finances.  Here is where the Client Profile Worksheet can be a useful means of assisting us in understanding your needs and concerns, and our clients have found it to be an insightful tool for them as well.  Rest assured, if the complexity of your state of affairs necessitates additional scheduled time for us to gain a thorough understanding of your situation additional follow-up meetings may be required.

Setting a Course Of Action.  One of our core values is our ability to present financial strategies and investment terminology in a manner that is clear, straightforward, and comprehensive.  Once we have evaluated your situation, we will outline one or more possible solutions to meet your needs and describe the key concepts involved. We will propose a course of action and explain any applicable fees or expenses to implement a plan.  By this time you will have had the opportunity to experience our dedication and ability to listen to your interests, to understand your needs and concerns, and to work with you in a professional yet comfortable manner.  We sincerely believe that once you have experienced our service, your expectations of what to expect from a financial services firm will have been set to a new higher level!

Monitor Your Progress.  As your Financial Advisors, we will continue to work with you to review your accounts on a regular basis and to make recommendations as needed.  We make ourselves available to all of our clients and we would encourage you to contact us regarding any of your financially-related issues.  Your accounts and your personal information are always kept strictly confidential as is required by our high standards of responsibility.

For more information contact us at 360-642-0033 or (866) 665-5388.  Please also contact our office to obtain a complementary copy of our latest newsletter.  In fact, before making your decision regarding our services, we highly recommend that you first come in for a complimentary "financial checkup" meeting to look at your overall situation and determine how our services will specifically benefit you.

 What do our financial services cost?

Your account will be charged an annual percentage, paid quarterly at the end of each quarter, based on the value of assets under management. This percentage may vary depending upon the type and extent of your investment portfolio and personal needs. We will discuss this with you in more detail at our first meeting.